Frequently Asked Questions About Legal Issues

If the other driver does not have auto insurance, you can file a claim through your UM coverage, provided your car insurance policy includes it. If you don’t have this coverage, you’ll have to pay out of pocket or have your medical expenses paid through your healthcare insurance.

Compensation depends on your injuries, medical bills, lost wages, and the coverage limits of your auto policy. A lawyer can help you pursue the maximum amount available.

The Oklahoma statute of limitations allows an injured person two years from the date of the accident to file a lawsuit against the at-fault party. However, claims against your insurer have a five-year time limit.

Unlike the at-fault driver’s insurance carrier, your insurance carrier has a duty of fair dealing with you. Because of this duty, they are required to fairly evaluate your injuries and damages. Attorneys at Cain Law will hold your insurance company to this standard. If your company does not deal with you fairly, attorneys at Cain Law will file suit against them for what is called bad faith. Through this type of legal claim, Cain Law can seek additional damages for your insurance carrier not dealing with you fairly.